About Me

“It is my mission to help families, especially women of domestic violence, repair their credit and become financially healthy first time homebuyers.”

Valorey Salter,

Valorey Salter,

Mortgage Loan Originator

“It is my mission to help families, especially women of domestic violence abuse, to become financially healthy homeowners.” 

How this Single Mom of 3 went From 435 FICO Domestic Violence Survivor to 700+ Homeowner and Investor

In 2017, I walked away from my past and never looked back. I was freelancing social media management and barely making ends meet. Crowded into our small 2 bedroom apartment, my three children and I did what we could to survive. Within just a few months my freelancing gig turned into a business.

In a short 15 months after leaving, I had raised my credit score by over 200 points, saved $10,000, and closed on my first home. I was so impressed with the mortgage process that I felt the need to pursue it as a career.

Back in 2006, I had a friend who was a mortgage broker reach out to me needing help. I showed up at her office to a desk full of stacks of loose, disorganized papers. She had me organize the files and mail them to the mortgage companies. Old school. I enjoyed it, but sadly my friend was diagnosed with breast cancer and went into an early retirement.

A friend of mine who was a real estate agent introduced me to a mortgage broker who was looking for help. Unfortunately, the market crashed and my career in mortgage was put on hold. I went into marketing and even though I was good at it, I didn’t love it.  When 2020 rolled around and it started to feel like the the rug was being pulled out from under me, it was actually the world being lifted off of me. 

I spent months sending emails and networking with mortgage brokers trying to find an entry level position. I applied for every entry level mortgage job I could find on Indeed and LinkedIn. I couldn’t even get an interview. I was dismissed, ignorantly, because I “didn’t have experience.”

I did. however, have exceptional transferable skills that caught the eye of a new LinkedIn connection.

In early 2021, just a few months after having to close my marketing agency due to COVID, I accepted a position as a Mortgage Loan Processor. I have loved every minute of the work. In August, I sat for the NMLS and passed on the first try. I am currently a licensed Mortgage Loan Originator in Alabama, and soon to be Florida.

I’m excited for the future. I’ve never felt more at peace and focused. It took me a long time to discover who I am and what I was meant to do. It is my mission to help families, especially women of domestic violence abuse, to become financially healthy homeowners. 

I proudly serve on the Board of Directors for The Lighthouse: A Beacon of Hope, a local shelter for women and children of domestic violence. 

Stay tuned for more exciting news! 

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