Valorey Salter is a Mortgage Advisor licensed in Alabama and Florida who personalizes home loans to fit each clients needs. She started out in the industry as a Loan Processor which gave her an incredible advantage as an originator. She has great passion in helping others, and putting a roof over deserving families. She is passionate about providing her clients with the best mortgage products and services that allows them the opportunity to find the perfect home and close ahead of schedule. As me about your options: First time home buyer programs, down payment assistance, conventional loan programs with as little as 3% down, USDA, VA, and Non-QM.